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Products & Services
 
As an Industrial Bank, WebBank can provide national financial solutions. There are few other financing options offering the flexibility, resources, experience and expertise as you have with WebBank. Our staff is comprised of industry experts who care about people. When you contact WebBank our conversation begins not with a machine telling you what to do but with a personal “hello”. We listen and work with you to develop a program that fits your specific needs and objectives.
 
Strategic Partnerships
WebBank is a leading provider of national origination platforms for consumer and commercial private-label and bank card programs.

Private-Label

The Strategic Partnership Group works closely with partners to design, develop, implement, administer and fund customized consumer and/or commercial closed network financing program(s) through WebBank. The following private-label products are currently supported by WebBank:

  • Closed-end Installment Loans (Consumer & Commercial)
  • Revolving charge (Consumer & Commercial)

Bank Card

Similar to private-label, the Group works closely with partners to structure and issue bank card branded products under WebBank's charter and principal bank card association membership. Products supported:

  • Private-Label / Co-Brand / Dual-Line Cards (Consumer & Commercial)
  • General Purpose Credit (Consumer & Commercial)
  • Small Business
  • Fleet Cards

Alternative Financing Products

WebBank also currently supports the following types of alternative financing products:

  • Peer-to-Peer
  • Credit Card Alternatives

For more information, e-mail us at strategicpartners@webbank.com.

 
SBA and USDA Business and Industry Loans
 
A Small Business can be a multi-million dollar company with offices and employees in all fifty states, or it can be a mom and pop establishment operating at the nearby corner. We understand that there are differences in your needs depending on your size, structure and industry. According to the SBA, there are 22.9 million "small" businesses in the United States located in every neighborhood across the country.

Financing is imperative for success for any business but it is critical for small businesses. The right financing and fiscal management are as important as the product or service you sell. At WebBank we specialize in niche financing and we pride ourselves on providing personal attention to create the right solution for you.

Business and SBA loans can be helpful for a variety of growth opportunities: commercial real estate, certain inventory, product line expansion, venture capital and franchise expansion to name a few. For business in rural area, WebBank offers USDA loans to meet their needs where SBA financing is unavailable.

For more information, e-mail us at smallbusinessloans@webbank.com.
 
Asset Based Lending and Factoring
 
The financing needs of businesses can vary considerably depending upon time in business, sales volumes, payment delays, etc. and SBA and USDA loans will not always represent the best financing structure. To meet a wide range of business financing needs, WebBank additionally offers asset based lending products and receivables factoring. These products enable businesses to obtain the type of financing they require at various stages of their life cycle.

Working Capital Solutions, Inc., a subsidiary of WebBank, can help "Turn ON" your company's cash flow by converting your accounts receivable into cash within 24 hours (after initial account approval). Whether you're a high-growth start-up, a thriving mature business or currently experiencing financial difficulties, WC$ can help. Every business has cash flow challenges at one time or another, even when sales are booming. And these can cause business owners and financial officers many a sleepless night. WC$ provides a fast, safe and secure cash flow that you can rely on to grow at the same pace as your sales.

The WC$ advantages are:

Factoring

  • Fast Application Process - Just days from complete application submittal to your first funding!
  • Competitive Rates - As a subsidiary of WebBank, WC$ passes on its low cost of funds back to you through some of the lowest rates in the industry.
  • High Advance Rates - Unlike most Factors, WC$ can offer advance rates up to and in some cases exceeding 90%.
  • Daily Reserve Refunds - Again, unlike most Factors, WC$ can structure a program where collected reserves are released back to you continuously.
  • Professional Credit Services - Our experienced staff will lower or eliminate your bad debts. WC$ also provides access to most every credit resource available, thereby maximizing credit approvals which will help turn potential buyers into your new customers!

Asset Based Lending (ABL)

  • A/R Revolvers with Inventory & Equipment sublines - Increase your available loan amount with qualified Inventory and/or Equipment collateral.
  • Minimum Funds Employed as low as $250,000 - Most ABL's require minimum usage of $1,000,000.

For more information on Working Capital Solutions please go to http://www.webbankwcs.com/or e-mail us at commerciallendingsales@webbank.com.


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