Credit Risk Analytics Senior Manager

Job Title
Credit Risk Analytics Senior Manager

Salt Lake City, UT

WebBank (the "Bank") is headquartered in Salt Lake City, Utah and is an FDIC insured, Utah state chartered bank. WebBank is a leading national provider of online consumer and small business loans made in partnership with finance companies, OEMs, retailers and financial technology companies.

Job Summary
The Credit Risk Analytics Senior Manager position will report to the Chief Credit Officer for the Bank and will support all Credit related initiatives undertaken.

Primary Responsibilities
  • Develop independent credit risk evaluations on portfolio due diligence
  • Manage credit policy changes driven by strategic partners
  • Write up detailed review of the credit policy change based on materials presented by partners
  • Automate credit policy testing of strategic partners to ensure policies adherence
  • Present policy changes to senior leadership for approval
  • Conduct detail review of Strategic partners and understand the credit policy to enable changes
  • Develop MIS control framework to identify performance anomalies to work with Strategic partners to drive policy change.
Required Skills and Experience
  • Bachelor's degree in Statistics, Economics, Mathematics, Industrial Engineering, Operations Research, Financial Engineering, Physics, Engineering or Computer Science
  • Two years' experience in developing credit policy, quantitative analysis with statistics or data mining background
  • Prior consumer credit policy experience preferred
  • Proficiency with statistical and data software languages and packages including SAS, R, Knowledge Seeker and E Miner
  • Familiarity with machine learning techniques such as GBM, Random Forest and ensembles of multiple nested regression techniques
  • Strong verbal and written communication skills