Credit Policy Manager

Job Title
Credit Policy Manager

Locations
Salt Lake City, UT

WebBank
WebBank (the "Bank") is headquartered in Salt Lake City, Utah and is an FDIC insured, Utah state chartered bank. WebBank is a leading national provider of online consumer and small business loans made in partnership with finance companies, OEMs, retailers and financial technology companies.

Job Summary
The Credit Policy Manager position will report to the VP Credit Policy for the Bank and will support all Credit related initiatives undertaken.

Primary Responsibilities
  • Develop, review, and create credit policies that leverage statistical and machine learning based quantitative models
  • Assess the risk model methodologies, outputs, and processes and work with various industry leading Fintech lending partners and retail partners associated with the bank
  • Collaberate extensively with partners to validate credit policy adherence and drive risk policy gap analysis
  • Develop risk monitoring and risk dashboards to update senior leadership and partners
  • Develop consumer early warning metrics across portfolios to enable portfolio management team to drive asset hold decision
  • Communicate clearly and concisely both verbally and through written communication via model validation reports and presentations
Required Skills and Experienc
  • Bachelor's degree in Statistics, Economics, Mathematics, Industrial Engineering, Operations Research, Financial Engineering, Physics, Engineering or Computer Science
  • Two years' experience in developing credit policy, quantitative analysis with statistics or data mining background
  • Prior consumer credit policy experience preferred
  • Proficiency with statistical and data software languages and packages including SAS, R, Knowledge Seeker and E Miner
  • Familiarity with machine learning techniques such as GM, Random Forest and ensembles of multiple nested regression techniques
  • Strong verbal and written communication skills
If you would like to apply for this position,  please send your resume to:  resume@webbank.com